Building More Than Wealth: Why Advice Around Inheritance and Investment Markets Matters
When you’ve built meaningful wealth, the question becomes: what’s next? It’s no longer just about growing assets. It’s about preserving them, passing them on, and investing where opportunity meets purpose.
Recent research shows many high-net-worth Australians feel under-served in these areas. Over one-third cite inheritance and estate planning as their top unmet advice need, closely followed by intergenerational planning and tax optimisation. ACru's existing clients will know that this is a part of the comprehensive evaluation of their needs and solutions.
Put simply: wealth today is more complex than shares and super. Navigating that complexity well is what great advice looks like. We're finding that long-term goals for the next generation is a frequent topic of concern for our clients.
Why These Gaps Matter: A Real-World Lens
Consider Sarah and Mark, a couple in their mid-50s. They’ve built wealth the traditional way through property, shares, and a successful business. But as they plan for retirement and think about legacy, questions emerge:
Legacy feels vague. They want their children to benefit, but not just with a cheque. How do they balance gifting now versus later? What structures protect future generations and reflect their values? Many clients tell us they'd like to offer a leg up, not a hand out.
Investment market options intrigue them. Traditional investment into Public markets feel familiar, but to some, even stale. The idea of finding the right amount of 'spice' appeals, but so do questions about liquidity, risk, and fit within their broader strategy.
No one asked the big-picture questions. They’ve managed much themselves, but no adviser has asked: “What legacy do you want to create?” or “How should your wealth work for your family in 10–20 years?”
These are the moments where advice matters most. Not just to grow wealth, but to shape a financial life rich in meaning as well as dollars.
How ACru Approaches These Challenges
We go beyond numbers. Our approach is holistic and strategy-led:
Inheritance and legacy planning: Structuring wills, trusts, and intergenerational strategies and guiding sensitive family conversations.
Investment market access: Helping you understand opportunities and risks, from illiquidity to lock-up periods, and how they fit your goals.
Tax-efficient wealth transfer: Designing strategies that optimise timing, control, and tax outcomes so wealth moves thoughtfully, not just efficiently.
Tailored advice for your life: Whether it’s funding travel, creating a family retreat, or building a philanthropic legacy, we align your wealth with what matters most to you.
Why This Matters More Than Ever
For many clients, the next chapter isn’t about accumulation. It’s about purpose. It’s about creating a lasting impact for family, future generations, and beyond.
At ACru, we help you invest for what matters with clarity, care, and strategy.
Ready to Shape Your Legacy?
If you’ve been thinking about your legacy or exploring opportunities beyond traditional markets, let’s talk. Your wealth deserves advice that is as sophisticated and intentional as you are.
Contact us today to start the conversation!
